Cash Discount Program
List Your Cash Price Let Cards Cover the Fee
With DynoPay’s Cash Discount Program, the prices you post are what cash-paying customers pay. When someone uses a card, a small fee is added automatically — simple, fair, and fully compliant.
It’s Not Complicated Just a Smarter Way to Accept Payments
The Cash Discount Program is simple: you build a tiny margin into your prices to cover card costs. When a customer pays with cash, they get a small discount — and you keep more of what you earn. It’s easy to explain, easy to run, and totally normal for your customers.
Cash Discount vs Traditional Processing
See why merchants are switching to cash discount programs.
| Feature | Cash Discount | Traditional Processing |
|---|---|---|
| Processing Fees | $0 processing cost for the merchant | 2.5% – 4% per transaction |
| Price Structure | Cash price displayed, card price adjusted at checkout | Single price while merchant absorbs fees |
| Profit Margin | You keep more of every sale | Processing fees reduce margins |
| Customer Transparency | Customers clearly see cash vs card pricing | Processing costs hidden in pricing |
| Annual Cost Example $40k monthly volume |
$0 in processing fees | ~ $14,400 per year in fees |
Made for Merchants Who Want More Breathing Room
This Program Is Great If You:
- Are tired of watching 2–3% of every sale disappear
- Want to offer a little incentive for customers to use cash
- Want to keep your pricing simple and transparent
- Prefer programs that run themselves without extra management
- Like the idea of saving more without changing how you sell
One Price Tag. Two Simple Outcomes.
Steps Overview:
You display prices based on cash
Customers can pay with cash or card — their choice
If they pay with a card, a small fee (e.g. 3%) is added at checkout
The system does the math for you — you don’t pay any card fees
Friendly for You. Fair for Customers.
- Shelf prices reflect the cash amount — no confusion
- Customers see both prices at the terminal
- You eliminate nearly all card processing costs
- Works with all major POS systems
- Full setup, signage, and training included
- Keeps your receipts clean and customer-friendly
We’ll Show You How Much You Could Be Saving
Send us your latest processing statement, and we’ll show you exactly what you could keep with the Cash Discount Program. There’s no obligation — just honest numbers and better margins.
You List the Price. We Do the Rest.
We’ll set everything up for you — including POS settings, receipt labels, and signs for your register. The system handles all the math, so there’s no extra work for you or your staff. Just more money staying in your business.