Stop Overpaying on Credit Card Processing.

Keep more of your hard-earned revenue with DynoPay’s Cash Discount & Dual Pricing programs.

Trusted by payment networks nationwide

Programs Overview

At DynoPay, we know every business is different — that’s why we offer multiple processing programs designed to fit your needs. Whether your priority is eliminating fees, staying fully traditional, or finding the perfect balance in between, our solutions make sure you keep more of your revenue while staying 100% compliant.

Cash Discount
Eliminate credit card processing fees almost entirely by offering customers a transparent dual price option — one for cash, and one for cards. With this program, the posted price includes a small service fee, but customers who pay with cash receive a discount.
Surcharge
The surcharge program is designed for businesses that want to recover card fees only on credit card transactions. A small fee is automatically added at checkout whenever a customer chooses to pay with a credit card. Debit card purchases remain unaffected, keeping the option fair and flexible.
Hybrid
The hybrid model combines the best of both worlds. It gives businesses the ability to share some of the processing costs with customers while still absorbing part of the fee themselves.
Traditional
Our Traditional program gives you exactly what most business owners are familiar with: straightforward credit card processing at simple, competitive rates. While it doesn’t eliminate fees like our Cash Discount or Surcharge programs, it’s a great choice for businesses that prefer the standard model, need custom pricing, or must follow specific industry requirements.

Solutions Trusted by leading Merchants

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Check out our calculator

See How Much You Can Save

Enter your numbers to compare your current processing costs vs. DynoPay’s Cash Discount program (4%).

Inputs

Assumption: Cash Discount is 4% built into posted price Debit/EBT typically excluded from surcharge; follows card‑brand rules

Results (Estimated)

Estimated Transactions / Month
—
Your Current Processing Fees / Month
$0
Cash‑Discount Fees / Month
$0
Estimated Savings / Month
$0
Estimated Savings / Year
$0
Upload Statement Get an Exact Quote
Results are estimates based on inputs provided. Actual savings may vary by card mix, fees, and program configuration. Cash Discount / Dual Pricing must be configured for compliance with applicable laws and card‑brand rules.

Why Choose DynoPay

  •  Transparent pricing, no hidden fees
  • Multiple programs tailored to your business
  • Fast funding & reliable support
  • Modern hardware & payment technology
Retail Stores
DynoPay helps retail shops of every size cut down on processing costs while keeping checkout fast and reliable. From clothing boutiques to convenience stores, our solutions make sure you keep more profit on every sale.
Restaurants & Bars
From quick-service counters to fine dining, we give restaurants and bars the ability to accept cards smoothly, reduce overhead costs, and focus on delivering an exceptional guest experience.
Service Businesses
Whether you run a salon, repair shop, professional office, or any other service-based business, DynoPay makes it easy to accept payments without losing revenue to fees

Who We Serve

Who We Serve
At DynoPay, we believe every business deserves to keep more of what it earns. That’s why our payment programs are designed to work across a wide range of industries — from high-volume environments like gas stations and grocery stores, to restaurants, bars, and retail shops that thrive on quick, seamless transactions, to service businesses that need flexibility and reliability. No matter your size or sector, DynoPay gives you the tools to reduce costs, stay compliant, and deliver a smooth payment experience to your customers.

FAQ

A surcharge is an added fee applied only to credit card transactions, while debit cards remain exempt. Cash Discounts show two prices: card vs. cash. Both are compliant when implemented correctly, and DynoPay helps you choose the program that fits your business best.

Yes. Our programs are 100% compliant with Visa, Mastercard, Amex, and Discover guidelines. We also ensure you have the right signage, receipt language, and POS setup to keep your business fully protected.

Most merchants enjoy next-day funding, meaning card payments hit your bank account the following business day. Faster options may be available depending on your setup.

DynoPay works with a wide range of industries — from restaurants and retail shops, to gas stations, grocery stores, service providers, and more. If your business accepts card payments, we can help you reduce costs.

We provide every approved merchant with brand-new, modern equipment at no cost, as long as you meet our minimum monthly processing threshold. Our solutions come from trusted brands like Clover, Valor, Pax, and Dejavoo, ensuring you have reliable, easy-to-use devices to run your business smoothly.

We believe in your business

Keep more of your hard-earned revenue with DynoPay’s Cash Discount & Dual Pricing programs.

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