At DinoPay, we know every business is different. That’s why we don’t believe in one-size-fits-all processing. Instead, we offer four flexible solutions designed to help you eliminate fees, increase profits, and stay in control.
Turn credit card fees into instant savings. With a Cash Discount Program, you post one price for products and services, then give a small discount to customers who pay with cash.
💡 Example: A $100 item costs $100 by card or $96 in cash.
👉 Customers like having a choice, and you enjoy zero processing fees.
Best for: Small businesses, restaurants, convenience stores, and shops with steady cash sales.
Surcharge Program
Let your customers cover the cost of credit card transactions. A small, compliant fee is added to credit card payments, while debit and cash remain fee-free.
💡 Example: A $100 purchase has a $3 surcharge if paid by credit card.
👉 You keep 100% of your sale while eliminating card processing fees.
Best for: High-volume businesses where most customers pay by card.
Hybrid Program
Looking for flexibility? The Hybrid Program blends Cash Discount and Surcharge models, giving you savings without shifting every fee to the customer.
💡 Example: Apply surcharges only to certain transactions, while still offering cash discounts or traditional processing when it makes sense.
👉 Maximum control over how you save and how your customers pay.
Best for: Businesses that want to save money but also keep some traditional pricing.
Traditional Processing
Prefer to keep things simple? We provide traditional payment processing with clear, competitive rates and no hidden surprises.
💡 Example: Standard flat-rate or interchange-plus pricing, always transparent.
👉 Stay with what you know — just at a lower cost.
Best for: Businesses that value consistency and predictable pricing.
