Our Programs

Our Payment Programs

Every business is different. That’s why DinoPay gives you the freedom to choose a payment program that fits your goals — whether you want to eliminate fees, reduce costs, or stick with traditional processing.

Cash Discount Program

Stop letting card fees cut into your profits. With our Cash Discount Program, you offer a small discount to customers who pay with cash, while card users pay the standard price.

💡 Example: If your item is $100, you charge $100 for card and $96 for cash.
👉 Customers love having a choice. You love keeping more of your money.

Best for: Small businesses, restaurants, convenience stores, and local shops.

Surcharge Program

Let customers cover the cost of credit card transactions while you keep 100% of your sale. With a surcharge program, a small fee is added to credit card payments — debit and cash remain fee-free.

💡 Example: A $100 purchase adds a $3 surcharge if paid by credit card.
👉 You stay compliant, your fees disappear, and your profits grow.

Best for: High-volume merchants and service providers with strong card usage.

Hybrid Program

Want flexibility? The Hybrid Program gives you the best of both worlds. Reduce your processing costs significantly without shifting every fee to the customer.

💡 Example: Apply surcharges only to certain cards or transactions while keeping others discounted or fee-free.
👉 More options. More control.

Best for: Businesses that want to save but also keep some transactions traditional.

Traditional Processing

Prefer to keep things the way they are? DinoPay offers traditional payment processing with competitive, transparent rates — no hidden fees, no gimmicks.

💡 Example: Standard flat or interchange-plus pricing, but lower than what you’re likely paying now.
👉 Simple, honest processing done right.

Best for: Businesses that value consistency and predictability.

 

Which Program Is Right for You?

Not sure which solution fits your business? Here’s a quick guide:

 
ProgramBest ForMain Benefit
Cash DiscountSmall/local businessesEliminate fees
SurchargeHigh-volume card usersCustomers cover fees
HybridBusinesses seeking flexibilityBalance savings & choice
TraditionalBusinesses wanting stabilityLower rates, no surprises