Built for Businesses Like Yours

We're not a one-configuration processor. Terminals, pricing program, and underwriting are all set to the way your industry actually takes money — before anything ships.

High-risk
welcome

Find Your Counter

Each of these runs a different way, so each gets a different setup. If yours isn't listed, it almost certainly still fits — ask.

Restaurants & cafes

Table service, quick service, and cafes. Tableside ordering, kitchen routing, tip adjustment, and split checks, on hardware your staff already knows.

Tableside · Kitchen display · Tips

Retail & boutiques

Counters with real catalogs. Inventory, multi-lane, and barcode scanning, with online and in-store sales settling into one account.

Inventory · Multi-lane · Omnichannel

E-commerce & online

Hosted checkout, developer API, invoicing, and recurring billing. Plugs into Shopify, WooCommerce, and anything that speaks Authorize.net.

Checkout · API · Recurring

High-risk industries

The categories other processors decline outright, or approve fast and freeze a month later. Whatever you sell, ask — we underwrite properly up front, which is why our high-risk accounts stay open.

Proper underwriting · Fewer freezes · Multi-acquiring

Grocery & convenience

High-ticket-count, low-margin volume, where a tenth of a point is real money. Cash discount is a natural fit and most of our stores run it.

Cash discount · High volume · EBT-ready

Salons, spas & barbers

Appointment-driven, tip-heavy, and chair-rental split. Terminals configured so stylists see their own tips and the books still reconcile.

Tips · Booth rental · Repeat clients

Auto & repair

Service writers, big-ticket invoices, and deposits. Card-on-file for repeat customers and phone payments when the car is ready before they are.

Card-on-file · Invoicing · Deposits

Trades & field service

HVAC, plumbing, electrical, landscaping. Mobile readers that take a card in the driveway and deposit next day, no office trip required.

Mobile reader · On-site · Next-day

Professional services

Law, accounting, consulting, and agencies. Invoice by email, take a card over the phone, and keep retainer billing on a schedule.

Invoicing · Phone payments · Retainers

Healthcare & dental

Practices taking co-pays at the desk and balances afterward. Card-on-file for payment plans, with clear receipts patients can submit.

Co-pays · Payment plans · Card-on-file

Fitness & memberships

Recurring dues that actually run. Failed-card retries, membership tiers, and drop-in sales on the same account and the same statement.

Recurring · Retries · Drop-ins

Hospitality & lodging

Pre-authorizations, incidentals, and folio settlement. Deposits held cleanly at booking and released without a phone call.

Pre-auth · Incidentals · Folio

Set Up for Your Industry, Not a Template

Two restaurants down the same street don't take money the same way. Before anything is programmed, we ask how you actually sell — ticket size, card mix, how much is online, whether you tip out, what's on the counter today — and configure from that.

See the pricing programs
Pricing programMatched to your card mix
Terminal & POSProgrammed before it ships
UnderwritingDone properly, up front
Existing hardwareUsually kept
Multiple locationsOne account
SupportA person, not a queue

Tell Us What You Sell

Fifteen minutes on the phone and we'll tell you which program fits your industry, what we'd put on your counter, and what it costs. No obligation.

DynoPay Merchant inquiry
Total due to find out$0.00
Or call (205) 650-9642